Girl Math.
Real Money.

ETFs

ETFs Explained: VOO, FXAIX, and Where to Actually Start

What an ETF is, why VOO and FXAIX are everyone's starting point, and the prompt I use to research any ETF before I buy it.

8 min readBeginner

Investing

5 Accounts to Open Before You Invest a Dollar

The exact accounts that matter — and why the order you open them in genuinely affects how much you keep.

7 min readBeginner

Budgeting

How to Budget a $1,200 Bi-Weekly Paycheck in Your 20s

Young professional edition — how to split a real paycheck between bills, investing, and actually living your life.

7 min read20s

AI + Finance

3 Free AI Prompts That Manage Your Money For You

Compare credit cards, analyze your bank statement, and pick an airline loyalty program — just copy, paste, and fill in the blanks.

Investing

How to Become a Roth IRA Millionaire (The Hard Truth)

A Roth IRA doesn't make you a millionaire. Time does. Here's the exact math at 18, 25, 30, 35, and 40.

7 min read

Roth IRA

Backdoor Roth IRA on Fidelity: Step by Step

A few clicks, two accounts, and you're on your way to tax-free retirement growth. I break down exactly how I did it.

8 min readRetirement

Investing

Dollar Cost Averaging: Set It, Forget It, Build Wealth

Auto-recurring investments are my #1 wealth-building move. Stop trying to time the market — here's the approach that works.

6 min readStrategy

Credit Cards

Is the Amex Platinum $895 Fee Actually Worth It?

If you use the perks, yes. If you don't, no. Here's the math — plus a prompt to figure out if it makes sense for you specifically.

7 min readCredit

Investing

Index Fund vs ETF: They're Not the Same Thing

Finance people use these interchangeably — but they have real differences. Here's the breakdown in plain English.

6 min readBasics

Stocks

What Even Is a Stock? Breaking Down the Absolute Basics

Before you buy one, you need to actually understand what it is. The quick breakdown the guide worth having on day one.

5 min readBeginner

Budgeting

10 Things I Don't Spend Money On (And Why)

Not a deprivation list — a priorities list. The things I consciously cut so I can spend more on what actually moves my life forward.

6 min readMindset

Investing

The Baddie Investing Starter Guide

How to actually start investing — no finance-bro energy required. 10 steps, plain language, and the exact AI prompts I used when I was figuring this out.

12 min readBeginner

Credit Cards

Amex Platinum: Unlocking $3,500+ in Annual Value

The $895 annual fee sounds terrifying. But there are 45 benefits — and when you actually use them, you come out $2,600 ahead. Here's exactly how.

15 min readComplete Guide

AI + Finance

The ChatGPT Budget Planner: Full Money Analysis in 10 Minutes

Upload your bank statement. Get back a "Wealth Glow-Up" spending report with category labels, a pie chart, and 3 moves to hit your goals faster.

8 min readAI Tool

AI + Finance

ChatGPT Can Now Connect to Your Bank Account — Here's What That Means

ChatGPT Pro users can now link their financial accounts. Here's what you can actually do with it and what privacy looks like.

8 min readNew Feature

AI + Finance

How Claude Is Changing the Finance Industry (And What That Means for You)

Anthropic released 10 financial agent templates. Here's what that means for regular people trying to research and manage their money.

7 min readIndustry News

Stocks

Google Finance Just Got AI Deep Search — Here's How to Use It

Google Finance beta has Deep Search, prediction markets, and live earnings. A complete guide to using it for stock research.

7 min readTools

Wealth

Hot Girl Wealth Agenda: Summer Edition

Aperol Spritz in Italy, money growing while you sleep on a Greek island. The summer finance guide for the girl who wants it all.

10 min readLifestyle

AI News

The US Government Just Pulled Two AI Models Like a Recalled Sephora Product

Anthropic's most powerful AI models got shut down by the government overnight. Here's what actually happened — zero jargon, Sephora metaphors included.

6 min readBreaking